This is the biggest update to Gylder since launch. We've rebuilt the home view around a proper balance sheet, taught the app to sort your transactions for you, fleshed out the investments tab with the numbers that actually matter, and added saved views and tags so the app adapts to how you think, rather than asking you to think the way the app prefers.
A balance sheet, finally
The home view now leads with a real balance sheet. Assets on one side, liabilities on the other, net worth between them. A sidebar mirrors how an accountant would lay out the same information, so you can scan everything at a glance or drill into any bucket without losing context.
- Assets and liabilities overviews. One page per side, with totals, sub-totals, and one-click drill-downs.
- Per-account drill-down. Click any line and see the underlying positions, transactions, and history.
- Saved sort and filter. Your view stays where you left it the next time you log in.
Transactions, sorted
Every transaction now lands in a category automatically. We trained a model on thousands of European transactions, so groceries land in groceries, subscriptions get sorted by what they actually are, and transfers between your own accounts stop polluting your spending totals.
- One-click corrections. When the engine gets one wrong, fix it once and it learns. Future similar transactions go to the right place.
- Spending insights. A new view aggregates by category, by month, and by merchant, surfacing trends you might not have noticed.
- Per-merchant rules. Pin a merchant to a category and every future transaction from them follows the rule.
Heads-up: this part of the release comes alive once you have bank transactions to label. For most users that means after Enable Banking goes live (see below). We'll send a note the moment bank syncing flips on.
Investments that mean something
The analysis tab now tells you what you actually want to know about your portfolio:
- Cost basis. What you paid versus what you have now, per position and at the sleeve level.
- Dividends. Real income, year by year, with a history block on every position.
- Performance vs benchmark. Pick a period; we plot your portfolio against a relevant benchmark over the same window.
- Exposure. Where your weight actually sits, by currency and by asset class.
Positions across multiple brokerages all show up in one analysis view.
Saved views, filters, and tags
You can now save any filtered view of your transactions or positions, give it a name, and pin it. Tags let you label individual items with anything that's meaningful to you, then build a view around those tags.
The result is a tool that adapts to how you actually think about your money. Some users will tag every coffee with "guilt"; others will tag a set of positions as "long-term core" and watch them as a group. The app stays out of the way.
More secure by default
Your session now logs out after 15 minutes of inactivity, with a 1-minute warning before the timer ends. It's the same pattern your bank uses, and it closes a gap if you ever step away from your laptop without locking the screen.
Polish
Dashboard and investments-tab loads are noticeably quicker. Light and dark themes are now fully coherent across the marketing site, the login screen, and the app. Imports handle previously-unpriced positions cleanly, showing a "syncing" badge while the price catches up rather than skipping the holding. Plus a quiet stack of fixes across the rest of the product.
What's next
We're focused on making the product more enticing and easier to talk about over the coming months. Enable Banking goes live the moment our PSD2 access flips on, which is also when the new transaction labelling above becomes useful for most users. If something in this release doesn't behave as you'd expect, send us a note; we read everything.
