Dutch house prices are still rising in 2026, but more slowly each month. According to CBS, existing homes sold in August 2026 were 3.3% more expensive than a year earlier, at an average of €503,523, while prices fell 0.1% compared with July. De Nederlandsche Bank expects growth of 3% to 4% a year from 2026 to 2028.
This matters to homeowners because the home is usually the largest item in their net worth, and its value is only an estimate between sales. This article looks at the latest price figures, why growth is slowing, what that means for next year's WOZ value and how to keep the value of your own home realistic.
House prices in August 2026
Price growth has been slowing almost continuously since the end of 2024, CBS reports. In July the annual increase was still 3.9%, and in August it dropped to 3.3%, while prices fell slightly compared with the month before. The number of sales also fell, with 18,886 homes changing hands in August, almost 3% fewer than a year earlier.
That slowdown follows a very strong year. Over 2025 as a whole, existing homes were 8.6% more expensive than in 2024. Prices in August 2026 were 17.8% above the previous peak of July 2022, so even with slower growth, prices remain at a record level.
Why growth is slowing
Higher interest rates reduce how much buyers can borrow. The European Central Bank raised its rates in June and September 2026, and in its spring forecast DNB already pointed to falling consumer confidence and rising mortgage rates. Higher rates hold back how much households can borrow, although rising wages mean borrowing capacity is still growing. DNB expects existing homes to become 3.5% more expensive in 2026, 3.0% in 2027 and 4.0% in 2028, clearly less than the increase of the past year.
The effect of a rate increase depends on how long your own mortgage rate is fixed, and we explain in our article on overpaying your mortgage how to weigh an extra repayment. For the value of your home, what matters is what buyers can pay, and that is where higher rates show up first.
What it means for your WOZ value
The WOZ value, the municipal valuation that determines several taxes, always runs behind the market. The WOZ value for 2027 is based on the market on 1 January 2026, and the Waarderingskamer expects homes to be valued 5.5% to 7.5% higher on average. For 2026 the average increase was 10.6%.
The WOZ value you receive early in 2027 will therefore reflect the price rise during 2025, not the slowdown of 2026. Our article on WOZ value versus market value explains why the two differ and when objecting to your assessment can cost you money.
Keeping your home's value realistic
The value of your home in your net worth is an estimate until you sell, so it helps to base it on something you can support. A recent valuation, the WOZ value adjusted for the months since the valuation date or the prices of comparable homes nearby all work, as long as you note when you set the value. With prices now moving by a few percent a year rather than eight or nine, an estimate that is a year old is less far off than it was in 2025.
How Gylder fits in
Gylder (gylder.nl) is a net worth tracker, not a budgeting app. Your home keeps the valuations you enter, and between them Gylder estimates its value using an official Dutch house-price index for your area. Next to your mortgage, that gives an up-to-date view of your home equity.
What this doesn't tell you
National averages hide large regional differences, and your own home can move differently from the index. Forecasts by DNB are projections that can change with interest rates and the economy. This article is general information, not financial advice.
Frequently asked questions
Are Dutch house prices still rising in 2026? Yes, but more slowly. In August 2026 existing homes were 3.3% more expensive than a year earlier, down from 3.9% in July, according to CBS.
What is the average house price in the Netherlands in 2026? In August 2026 the average price of an existing home sold was €503,523.
What does DNB expect for house prices in 2027? In its June 2026 spring forecast, DNB projected that existing homes would become 3.0% more expensive in 2027.
When are the next house price figures published? CBS publishes the figures for September 2026 on 22 October 2026.