All posts in the Investing category: tips, guides and updates on personal finance and net worth.
Nominal return minus inflation isn't your real return, even though it looks that way. The gap is small per year and compounds to tens of thousands over thirty years.
Read the postAt €50 a month, investing delivers €5,927 more than saving by the eighteenth birthday. Start early and the gap widens further, and there's a practical risk most parents overlook.
Read the postA €300,000 property yielding €1,400 a month looks like a 5.6% return. Worked through with costs and mortgage interest, the cash flow is negative. Here's why.
Read the postPassive income is rarely passive. A level-headed look at the forms it takes, what they actually produce, and how to measure whether it is working.
Read the postPSD2 lets you share your bank data with an app you choose. What such an app can see, what it cannot do, and how to withdraw access.
Read the postA dividend is your share of a company's profit. For a thousand euros a month of dividend income at a 3% yield you need four hundred thousand. And there's one figure that does rise every year.
Read the postA thousand euros a month of passive income requires three hundred thousand in capital. That's the figure missing from nearly every article on the subject, and it changes the whole question.
Read the postReturns on your returns. It sounds dull and it's the most powerful mechanism in your financial life, but it works more slowly than you hope and it doesn't fix what you think it fixes.
Read the postThere are two ways to calculate your investment return, and they give different numbers. Which one you need depends on what you want to know: how your funds performed, or how you performed.
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