All posts in the Investing category: tips, guides and updates on personal finance and net worth.
Investing through a BV or in box 3 in 2026: how corporate tax and box 2 compare with the deemed return, with a worked example and the 2028 plans.
Read the postBox 3 counter-evidence for investors and property owners: what counts as actual return, how to calculate it, the deadlines and two worked examples.
Read the postTracking net worth in multiple currencies? Which exchange rate to use, why the dollar moves your total without a trade, and how to read it.
Read the postThe cabinet's box 3 proposals of 29 September 2026: a gains tax from 2028, a €1,000 tax-free return and a lower 2027 allowance. Not yet law.
Read the postDutch house prices rose 3.3% in the year to August 2026 while growth keeps slowing. What that means for your WOZ value and your home in your net worth.
Read the postBuying a home in 2027: lower transfer tax for second homes, a €615,000 starters' limit, and the NHG limit and lending standards still to come.
Read the postABP switches to the new Dutch pension system on 1 January 2027: what happens to your pension, which overviews you get and what your pot means for you.
Read the postSaving or investing in 2026: what each yields, what the difference means over twenty years, how box 3 treats both and when saving still wins.
Read the postNominal return minus inflation isn't your real return, even though it looks that way. The gap is small per year and compounds to tens of thousands over thirty years.
Read the postAt €50 a month, investing delivers €5,927 more than saving by the eighteenth birthday. Start early and the gap widens further, and there's a practical risk most parents overlook.
Read the postA €300,000 property yielding €1,400 a month looks like a 5.6% return. Worked through with costs and mortgage interest, the cash flow is negative. Here's why.
Read the postPassive income is rarely passive. A level-headed look at the forms it takes, what they actually produce, and how to measure whether it is working.
Read the postPSD2 lets you share your bank data with an app you choose. What such an app can see, what it cannot do, and how to withdraw access.
Read the postA dividend is your share of a company's profit. For a thousand euros a month of dividend income at a 3% yield you need four hundred thousand. And there's one figure that does rise every year.
Read the postA thousand euros a month of passive income requires three hundred thousand in capital. That's the figure missing from nearly every article on the subject, and it changes the whole question.
Read the postReturns on your returns. It sounds dull and it's the most powerful mechanism in your financial life, but it works more slowly than you hope and it doesn't fix what you think it fixes.
Read the postThere are two ways to calculate your investment return, and they give different numbers. Which one you need depends on what you want to know: how your funds performed, or how you performed.
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